An Uber and Lyft accident lawyer can help you in a variety of ways. In this article, we will discuss Uber and Lyft liability insurance coverage, uninsured/underinsured motorist coverage, how to recover damages from the at-fault party, and how to hire a Lyft accident lawyer. We’ll also discuss hiring a lawyer and preparing for trial. After reading this article, you’ll be better equipped to decide which route to take.
Uber and Lyft liability insurance
Before you get started, it is important to understand the differences between Uber and Lyft liability insurance. Both rideshare services offer different liability insurance plans that can help protect your financial interests if you cause an accident. Whether you are the one at fault or the one who should have taken action, both companies will need liability insurance to protect themselves. Using the right insurance plan can help you minimize your financial liability and fill in gaps.
In Georgia, rideshare companies such as Lyft and Uber must have liability insurance. Uber insurance covers the driver while he or she is driving, but not passengers. If you get into an accident and are not wearing Uber insurance, you are only able to sue the rideshare company for damages. Lyft and Uber liability insurance protect you in the event of a personal injury. You can find out more about what your coverage includes in your state by comparing both policies.
Uninsured/underinsured motorist coverage
In New York, drivers for ride-sharing companies like Uber and Lyft must carry $1 million of liability insurance. The laws do not cover the passengers if they are not insured. A state representative, however, heard complaints from constituents about this problem and decided to sponsor a bill to address this problem. The bill will be voted on soon by the state’s state senators.
If an accident occurs involving a Lyft vehicle, you may have the right to file a lawsuit with the services of an Allentown, PA Lyft accident lawyer. A lawsuit filed against a Lyft company may result in your receiving a lawsuit. The insurance policy may cover your medical bills, but it does not cover injuries that occur when you are the at-fault party. Fortunately, there are ways to fight for a higher settlement from the Lyft company.
Recovering damages from the at-fault party
If you or someone you know has been injured in a Lyft accident, you have the right to pursue compensation from the at-fault party. This could come from Lyft’s commercial insurance policy or from the at-fault driver of another vehicle. Damages are typically broken down into two categories: economic and non-economic. Economic damages include things such as medical bills. These can cover emergency care, prescription medications, physical therapy, and hospitalization. Aside from the monetary damage you’ve incurred, you’re entitled to any future medical costs that are associated with your injuries.
The process for filing a Lyft accident claim starts by filing a claim against the at-fault party, which in many cases is the Lyft driver. You may be able to pursue damages for negligence by arguing that the driver was negligent in their hiring, training, and supervision. You may also be able to claim compensation from Lyft for your pain and suffering due to the accident.
Hiring a Lyft accident lawyer
Fortunately, hiring a Lyft accident lawyer may not be necessary if you were injured in a car accident. Often, the injuries sustained by passengers in car accidents do not warrant filing liability or UM claims against the driver or the company. In fact, most passenger injury claims are worth less than $1 million. The types of injuries that make a case worth millions of dollars are moderate to severe brain injury, loss of vision, and paralysis. Hiring a Lyft accident lawyer can help you get a larger amount of compensation than you’d receive on your own.
In New York, Lyft drivers are classified as independent contractors and are not personally liable for the passengers they transport. The company, however, does maintain an insurance policy covering its drivers and any third parties injured in an accident. In many instances, passengers can receive compensation from the driver or Lyft’s insurance provider. However, the amount of compensation you can receive may depend on the extent of your injuries and the type of accident you were involved in.